Revolutionize Your Insurance Business
for the Digital Age

Explore how we assist property and casualty (P&C)
as well as life insurance companies in reshaping their business
and operational frameworks, positioning them
for substantial growth.


In the world of insurance, claims processing is a critical component that can make or break your reputation. At ARKA, we specialize in revolutionizing claims management, making it faster, more accurate, and customer-centric. Discover how our cutting-edge solutions can transform your claims department.

  • Speed and Efficiency
  • Enhanced Accuracy
  • Improved Customer Experience
  • Compliance Assurance
  • Real-time Insights
  • Digital Claims Processing

Policy Administration System

Core systems transformation involves updating or replacing the central IT systems that manage policy administration, billing, claims processing, and other core functions. Modernizing these systems is essential for agility, scalability, and adapting to changing market dynamics.

  • Improve operational efficiency and reduce costs through automation.
  • Enhance customer satisfaction and loyalty by offering personalized products and services.
  • Optimize pricing strategies to remain competitive in the market.
  • Achieve a more flexible and responsive IT infrastructure through core systems transformation.

Healthcare Provider

By providing a suite that addresses these distribution needs comprehensively, organizations can optimize their distribution channels, improve overall performance, and maintain a motivated and productive distribution network.

  • Hierarchy Management
  • Performance Management
  • Compensation Management
  • Financial Management
  • Sales Enablement

Global insurance companies served


Insurance Under Administration


Years experience in insurance sector


Experienced and skilled employees

Embracing insurance ecosystems is a strategic approach that many insurance
companies are taking to effectively manage change in the industry

Insurance ecosystems involve collaboration with various partners, including insurtech startups, technology providers, data analytics firms, and other relevant stakeholders to create a more interconnected and innovative insurance ecosystem. Here are some key points on how insurance ecosystems can help manage change

Insurance Software

Build the new and tackle the legacy through cloud-enabled, microservice-constructed software solutions. Integrate legacy solutions with ARKA’s digital platform and API framework


Digital distribution platform by ARKA, bringing system integration, improved agility, and control over distribution, thus providing a greater degree of self-management.

Business Transformation

The insurance industry is at the heart of digital disruption and convergence. Leading insurers, guided by ARKA, are broadening and diversifying their products and services as they align to meet the changing needs of their clients

Core Modernization

Revitalizing the core systems of insurance companies, making them more agile and seamlessly integrated into the Insurance Liquid Ecosystems.

Next Gen insurance ecosystems as a means to effectively navigate and manage change

A digital insurance platform can catalyze the development of the right insurance ecosystem, accelerating the adoption of new technology and data sources to bolster the creation of innovative products.

Core SystemsSee offerings
Core SystemsImplementation, upgrades, maintenance, and modernization of legacy core systems.Talk to us
Data and InsightsSee offerings
Data and InsightsEnabling an enterprise data strategy, implementing cloud-based solutions, AI/ML use cases, and compliance for insurance.Talk to us
Intelligent AutomationSee offerings
Intelligent AutomationEnable end-to-end process automation through unstructured intake, process orchestration, AI/ML, digital experience, and RPA solutions.Talk to us
Business OperationsSee offerings
Business OperationsEnable an effective, insights-driven operations across the insurance life cycle.Talk to us
MigrationSee offerings
MigrationPortfolio migration solutions covering core systems as well as surround systems.Talk to us
Life & AnnuitySee offerings
Life & AnnuityManage costs. Limit risk. Drive growth. We help insurers aim for growth and operational excellence.Talk to us

Niche Areas of Healthcare We Cater To

On a global scale, healthcare enterprises, encompassing providers and payers alike, are in a perpetual pursuit of achieving three fundamental goals: Enhancing the patient care journey, optimizing health results, and curbing healthcare expenses, all through the guidance of healthcare consulting.

Robust security measures are in place during the journey of modernizing

Prioritized security to safeguard sensitive customer data, protection against cyber threats, and maintain trust in the marketplace.

Securing the long-term sustainability of insurers

Interviews and research conducted within the insurance sector and other regulated industries, we have pinpointed ten actionable and reproducible provocations for insurers to prioritize.

A successful strategy for modernizing IT in the insurance industry

IT modernization is a pervasive trend across all industries, yet the insurance sector confronts distinctive challenges that necessitate an innovative and tailored approach.

A novel digital smart distribution facilitator

Whether it’s streamlining business operations or facilitating new operating paradigms, we are dedicated to assisting our clients in this transformative journey.

Transforming insurance business with Our Comprehensive Digital insurance platform

A digital insurance platform that fosters the right insurance ecosystem can expedite the adoption of new technologies and data sources to bolster the development of innovative products. Furthermore, it offers a transformation approach with the adaptability to swiftly respond to future changes.

  • Risk Assessment and Strategy
  • Data Protection
  • Access Control and Authentication
  • Secure Software Development
  • Vendor and Third-Party Risk Management
  • Incident Response and Disaster Recovery
  • and more…

Data Analytics

Utilizing advanced data analytics and artificial intelligence (AI), insurers can analyze vast amounts of data to gain insights into customer behavior, risk assessment, fraud detection, and pricing optimization. Predictive analytics can help in proactive risk management.

Digital Marketing and Customer Acquisition

Our clients invest in digital marketing strategies, including social media, search engine optimization (SEO), and online advertising to attract and acquire new customers.

Automated Underwriting

Digitization enables automated underwriting processes that use data and algorithms to assess risk and determine policy eligibility quickly. This reduces manual work and speeds up policy issuance.

Digital Claims Processing

Digitization streamlines claims processing by allowing customers to file claims online, submitting required documents electronically, and automating the claims assessment process using AI and machine learning.

IoT and Telematics

The Internet of Things (IoT) and telematics devices enable insurers to collect real-time data from insured assets (e.g., vehicles or homes). This data helps in risk assessment, personalized pricing, and loss prevention.

Chatbots and Virtual Assistants

Insurers employ chatbots and virtual assistants to provide customer support and answer frequently asked questions efficiently, reducing the workload on human agents.

  1. Claims Automation: Implementing automation and AI in claims processing to expedite claims assessments, reduce fraud, and improve customer satisfaction by settling claims faster.
  2. Telematics for Auto Insurance: Using telematics devices and data analytics to monitor driver behavior and offer personalized auto insurance pricing based on driving habits.
  3. Predictive Analytics for Underwriting: Employing predictive modeling and analytics to assess risk more accurately and tailor insurance policies to individual customers, resulting in better pricing and risk management.
  4. Digital Customer Onboarding: Streamlining the customer onboarding process with digital tools, enabling customers to purchase policies online and reducing paperwork and administrative overhead.
  5. Customer Chatbots: Implementing chatbots and virtual assistants to provide instant customer support, answer queries, and assist with policy inquiries.
  6. IoT for Property Insurance: Using IoT sensors in homes or buildings to detect and prevent damage (e.g., water leak detection) and offer discounts on property insurance premiums.
  7. Cybersecurity and Data Protection: Enhancing data security measures to protect customer information, prevent data breaches, and comply with data protection regulations.
  8. Blockchain for Fraud Prevention: Utilizing blockchain technology to create immutable records for policies and claims, reducing the risk of fraud in the insurance process.
  9. Healthcare Claims Processing: Applying automation and machine learning to streamline claims processing in health insurance, improving accuracy and reducing administrative costs.
  10. Digital Marketing and Customer Engagement: Leveraging digital marketing strategies, such as social media and email campaigns, to attract and engage customers and encourage policy renewals.
  11. Usage-Based Insurance (UBI): Offering usage-based insurance, where premiums are based on actual usage or behavior, for various types of coverage, including auto and health insurance.
  12. Customer Analytics: Analyzing customer data to gain insights into behavior, preferences, and needs, enabling insurers to provide more personalized services and cross-selling opportunities.
  13. Rental Insurance Verification: Implementing verification processes for rental insurance to ensure that tenants have adequate coverage, reducing liability risks for landlords.
  14. Fraud Detection: Using AI and machine learning algorithms to detect patterns of fraudulent claims or activities, helping insurers combat insurance fraud effectively.
  15. Regulatory Compliance Reporting: Automating regulatory compliance reporting and documentation to ensure adherence to industry regulations and standards.
  1. Enhanced Customer Experience:
    • Convenience: Customers can purchase insurance policies, submit claims, and access policy information online or through mobile apps, making it more convenient and accessible.
    • Personalization: Technology allows insurers to tailor policies to individual customer needs, resulting in a more personalized experience.
  2. Improved Operational Efficiency:
    • Automation: Processes like claims processing, underwriting, and policy issuance can be automated, reducing manual workloads and errors.
    • Streamlined Operations: Technology can streamline internal operations, reducing administrative costs and improving workflow efficiency.
  3. Data-Driven Decision-Making:
    • Advanced Analytics: Insurers can leverage data analytics to gain insights into customer behavior, risks, and market trends, enabling better decision-making and risk management.
  4. Faster Claims Processing:
    • Real-time Data: With IoT devices and real-time data collection, insurers can process claims faster and with greater accuracy.
    • AI Claims Assessment: AI and machine learning can assess claims quickly, helping insurers settle claims more efficiently.
  5. Cost Savings:
    • Reduced Paperwork: Digitization reduces the need for physical paperwork and document storage, saving on printing, storage, and administrative costs.
    • Operational Efficiency: Automation and improved processes lead to cost savings over time.
  6. Risk Mitigation:
    • Better Risk Assessment: Predictive modeling and analytics help insurers assess risks more accurately, leading to more precise pricing and risk management.
    • Fraud Detection: Technology can identify fraudulent claims and reduce financial losses due to fraud.
  7. Regulatory Compliance:
    • Efficient Reporting: Technology facilitates regulatory compliance by automating reporting and documentation processes, reducing compliance risks.
  8. Innovation and Competitive Advantage:
    • Product Innovation: Insurers can introduce innovative insurance products and services, staying competitive in a rapidly changing market.
    • Digital Channels: The ability to offer insurance through digital channels provides a competitive advantage.
  9. Customer Engagement and Loyalty:
    • Digital Marketing: Insurers can engage with customers through digital marketing, nurturing relationships and encouraging policy renewals.
    • Responsive Service: Technology allows for quicker response times and more personalized service, leading to higher customer satisfaction and loyalty.
  10. Transparency and Trust:
    • Blockchain: Implementing blockchain technology can enhance transparency in policy contracts, claims, and settlements, fostering trust between insurers and customers.
  11. Environmental Sustainability:
    • Reduced Paper Usage: Digitization reduces the consumption of paper and the environmental impact associated with printing and mailing documents.
  12. Global Reach:
    • Market Expansion: Digital platforms and tools enable insurers to reach a global customer base and expand their business beyond traditional geographic boundaries.

Manage applications on IBM Cloud

Manage applications on IBM Cloud and use IBM Cloud Satellite to deploy and run apps consistently across environments.

Adobe Cloud services

Gain flexibility to host, access and leverage customer data in the environment of your choice.

Amazon Web Services cloud services

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Hyperscale your journey with Azure

Fast-track your hybrid cloud transformation to Microsoft Azure with security and confidence.

SAP cloud-managed services

Reduce costs and increase agility with cloud-managed services for SAP applications.

Innovative Oracle Cloud services

Optimized managed service for Oracle that embeds innovation through automation.

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